Trump Accounts accept contributions starting July 4 and can get a one-time $1,000 federal contribution for eligible U.S.-citizen children born from 2025 through 2028, with families generally able to contribute up to $5,000 per year (including up to $2,500 from an employer).
Aug 22, 2026 ·
Yahoo Finance
A couple with about $40 million in net worth in Ohio was considering a HELOC on a vacation lake house, and Dave Ramsey said “there’s no possible way” it’s a good idea and called the advice “asinine.”
Aug 22, 2026 ·Yahoo Finance
If you report a missing debit card within two business days after unauthorized charges, you’re liable for up to $50, but liability rises to up to $500 if you report within 60 days of your statement and becomes effectively unprotected beyond 60 days.
Aug 22, 2026 ·Yahoo Finance
The highest CD rate listed for Saturday, August 22, 2026 is 4.35% APY on a 3-year CD from Sallie Mae.
Aug 22, 2026 ·Yahoo Finance
A couple who bought a lottery ticket with $5 they found on vacation won $400,000, and financial experts George Kamel and Dr. John Delony said they should use the after-tax proceeds (about $275,000) to buy a $250,000 house in cash—essentially achieving in one afternoon what they’d planned for five years.
Aug 22, 2026 ·Yahoo Finance
One stock in the Microsoft (MSFT) vs. Broadcom (AVGO) comparison is described as having 85% upside, but the author says they are picking the other.
Aug 21, 2026 ·Yahoo Finance
Silver September futures opened at $68.20 per ounce and were up to $69.49 as of 9 a.m. ET, supported by a weaker U.S. dollar tied to record U.S. debt and an unexpected increase in Treasury long-term bond repurchases.
Aug 21, 2026 ·Yahoo Finance
A TikTok real estate broker argues that buying a home is a “terrible investment” and calls it a “stupidest investment you could make,” saying homeowners should instead invest in commercial property where they can “fix it up, keep it going,” then refinance to “pull some cash out.”
Aug 21, 2026 ·Yahoo Finance
About 19 million people in the U.S. were victims of identity theft in 2024, and attackers can use stolen credentials like Social Security numbers to access accounts, make fraudulent purchases, and open credit cards or loans in the victim’s name.
Aug 21, 2026 ·
CNET
Middle- and upper-middle retirees can face higher federal tax bills because Social Security benefits generally aren’t federally income-taxed only up to $25,000 of combined income (single) or $32,000 for married couples filing jointly, and the OBBBA additional deduction for taxpayers 65+ phases out above $75,000 modified AGI (single) or $150,000 (joint).
Aug 21, 2026 ·Yahoo Finance
Bank of America strategist Michael Hartnett said 20 S&P 500 stocks hitting record closes on May 29—after only seven of those had no direct ties to AI—echoes the dot-com bubble, when 20 stocks reached all-time highs in March 2000.
Aug 21, 2026 ·Yahoo Finance
Over half of households headed by someone 75 or older carried debt in 2022, up from 41.3% a decade earlier, and the average Boomer has $92,619 in debt (mostly credit cards).
Aug 21, 2026 ·Yahoo Finance
Converting $100,000 per year from a $900,000 traditional IRA to a Roth IRA can reduce future required minimum distributions (RMDs), but it triggers ordinary income taxes in the year of each conversion.
Aug 21, 2026 ·Yahoo Finance
Life insurance needs to be bought based on clearly defined protection needs—using fiduciary planning and independent brokers—because “commission-based” advice can steer clients toward more expensive, complicated policies than necessary.
Aug 21, 2026 ·Yahoo Finance
The State Street SPDR Portfolio S&P 500 ETF (SPYM) holds 505 stocks, charges a 0.02% expense ratio, has delivered about 12.8% annualized returns over the past five years, and fell about -18.1% in 2022 versus the Nasdaq-100’s roughly -32.6%.
Aug 21, 2026 ·Yahoo Finance
Treasury’s “Trump Accounts” for children under 18 will default to the State Street SPDR Portfolio S&P 500 ETF (SPYM) and be limited to low-expense-ratio choices, with four additional default index ETFs named: iShares Core S&P 500 (IVV), Vanguard Total Stock Market (VTI), SPDR Portfolio S&P 1500 Composite Stock Market (SPTM), and iShares Core U.S. Aggregate Stock Market (ITOT).
Aug 20, 2026 ·Yahoo Finance
Ray’s approximately $42,000 hole-in-one car prize in 2024 increased his 2024 MAGI enough that, two years later, Medicare added a $1,148 annual IRMAA surcharge for 2026.
Aug 20, 2026 ·Yahoo Finance
A fixed-rate mortgage keeps the same interest rate and monthly principal-and-interest payment for the life of the loan, while an adjustable-rate mortgage usually starts with a lower rate for a set introductory period before the rate (and payment) can change.
Aug 20, 2026 ·Yahoo Finance
Meta Platforms (META) shares are trading at an implied volatility percentile of 55%, which the article says creates a setup for a short-volatility “iron condors” strategy aimed at a 35% return in a few weeks.
Aug 20, 2026 ·Yahoo Finance
A down payment is the portion of a home’s purchase price a buyer pays at closing, creating initial home equity (e.g., a 10% down payment on a $400,000 home is $40,000 with a $360,000 mortgage).
Aug 20, 2026 ·Yahoo Finance
