U.S. households have about 19.9 million 529 plan accounts holding over $600 billion in assets as of the end of 2025, even as some owners say they’re using the plans mainly as retirement boosters.
Sep 7, 2026 ·
Yahoo Finance
Starting in 2025 through 2028, Americans age 65+ can claim an additional $6,000 standard deduction per eligible person, which phases out above $75,000 modified adjusted gross income ($150,000 for couples).
Sep 7, 2026 ·Yahoo Finance
Bernadette Joy retired at 40 and credits a savings plan she built around attending BTS’s reunion tour for helping her go from $300,000 in debt to a sustainable ~$6,000-a-month lifestyle in retirement.
Sep 7, 2026 ·Yahoo Finance
The average HELOC adjustable rate is 7.16% and the national average fixed-rate home equity loan rate is 7.35%, a 19-basis-point gap, for borrowers with a minimum credit score of 780 and CLTV under 70%.
Sep 7, 2026 ·Yahoo Finance
The highest CD rate available Monday, September 7, 2026 is 4.35% APY on an 18-month Marcus by Goldman Sachs CD.
Sep 7, 2026 ·Yahoo Finance
For a $250,000 Roth conversion, the $250,000 is added to your gross income, and the taxes can be paid either from the converted IRA funds or from other money outside the IRA.
Sep 7, 2026 ·Yahoo Finance
Time Machine on macOS creates local backups of your Mac (apps, photos, videos, and documents) to an external APFS-formatted drive, letting you restore individual files or your entire Mac without paying for cloud storage subscriptions.
Sep 6, 2026 ·
Engadget
Bank of Nova Scotia (Scotiabank) has paid dividends every year since 1833 (over 190 years) without cutting its dividend during the Great Recession, and now offers investors a nearly 3.5% yield versus an average bank yield around 2.2% and about a 1% yield on the S&P 500.
Sep 6, 2026 ·Yahoo Finance
Energy Transfer is targeting 3% to 5% annual distribution growth and currently yields 6.3%, versus Enterprise Products Partners’ 5.6% yield.
Sep 6, 2026 ·Yahoo Finance
A $10,000 Nvidia investment from about a decade ago would now be worth almost $1.5 million, but turning $10,000 into $1 million would require Nvidia’s stock to rise 100x from current levels (to make Nvidia’s market cap exceed $500 trillion).
Sep 6, 2026 ·Yahoo Finance
A stepped-up basis generally revalues appreciated stock to fair market value on the owner’s date of death under 26 U.S. Code §1014, so heirs can sell immediately with decades of embedded capital gains wiped off the taxable ledger.
Sep 6, 2026 ·Yahoo Finance
The U.S. gross federal debt surpassed $40 trillion and is projected by the Congressional Budget Office to reach $64 trillion by 2036, with the debt balance up 377% over the past two decades and at about 123% of GDP.
Sep 6, 2026 ·Yahoo Finance
BDC and mortgage REIT dividends are taxed differently than a bank dividend because REITs and BDCs generally pass at least 90% of taxable income to shareholders, avoiding corporate income tax at the company level and shifting taxes to shareholders instead.
Sep 6, 2026 ·Yahoo Finance
Successive like-kind 1031 exchanges can defer capital-gains tax indefinitely, and if the final rental is held until the owner dies, Section 1014’s stepped-up basis can erase all previously deferred gain for federal income-tax purposes (including depreciation recapture and up to 25% unrecaptured Section 1250 gain).
Sep 6, 2026 ·Yahoo Finance
FERS pension calculations generally exclude overtime from the “high-three” average (highest average basic pay over any 3 consecutive years), while Social Security counts the same overtime as covered earnings toward future benefits.
Sep 6, 2026 ·Yahoo Finance
Coca-Cola (KO) stock is up 28% over the past year (vs. 5% for the average consumer staples stock and 20% for the S&P 500), while the article says the company looks fully priced to “a little bit expensive” at its current valuation.
Sep 6, 2026 ·Yahoo Finance
A $1.5 million retirement nest egg implies about $60,000 per year under the 4% rule, which becomes roughly $84,000 or more annually when adding typical Social Security benefits of $2,071 per month—enough in some locations but tight in high-cost areas like Manhattan, San Francisco, and coastal Connecticut.
Sep 6, 2026 ·Yahoo Finance
Average 401(k) balances rose 11% in Q2 2026 to a record $155,800, while 403(b) balances rose 12% to $145,000, according to Fidelity.
Sep 6, 2026 ·Yahoo Finance
ERISA generally prevents most employer-sponsored 401(k) plans from being assigned or alienated, so ordinary creditors typically cannot garnish money held in a 401(k) even after suing and getting a judgment.
Sep 6, 2026 ·Yahoo Finance
FINRA data show margin debt in customers’ securities accounts rose from $1 trillion in June 2025 to $1.5 trillion in June 2026, increasing the risk of forced selling if margins get called.
Sep 6, 2026 ·Yahoo Finance
